Yotta Pay vs payment cards

Yotta Pay is faster, cheaper, more secure, and more reliable than any traditional payment system. Go cardless to forget fraud, chargebacks, and sky-high acquiring charges.

Yotta Pay is faster, cheaper, more secure, and more reliable than any traditional payment system. Go cardless to forget fraud, chargebacks, and sky-high acquiring charges.

Discover the benefits

Modern and slick payment terminals

Made to last

No monthly rent for each terminal

Business

Payment terminals, custom invoices, sales teams, mini-CRM, and more. Sell online, face-to-face, and over the phone.

Payment terminals, custom invoices, sales teams, mini-CRM, and more. Sell online, face-to-face, and over the phone.

Up to 10x cheaper than card payment processors

Fees as low as 0.19%

Save thousands of pounds per year

Ethical

Every week, you eat enough microplastic to make a credit card. Reduce the need for plastic. Stop using payment cards and join us to make a cleaner world.

Every week, you eat enough microplastic to make a credit card. Reduce the need for plastic. Stop using payment cards and join us to make a cleaner world.

Zero plastic, paper, batteries or mains power use

Recycled, everlasting terminals

Paperless receipts

Charity

One-click donation processing for charities. Customise messages to connect with donors. Volunteers can collect on your behalf with their mobile phone.

One-click donation processing for charities. Customise messages to connect with donors. Volunteers can collect on your behalf with their phone.

One-click donation processing for charities.
Customise messages to connect with donors. Volunteers can collect on your behalf with their mobile phone.

Flat fee of 20p ex-VAT on one-off or monthly donations

0% processing charges

Collect online or offline

Bank-grade security

Yotta Pay uses the same security features as your bank

Instant account-to-account transfer

Payments confirmed with UK mobile banking

No card details required, no bank details retained

Authorised and regulated by the FCA

Based on Open Banking technology, adopted by HMRC

Personal

Instant payments to friends, family and online.
No forgettable account numbers, no expiry dates, no harm to the environment.

Instant payments to friends, family and online. No forgettable account numbers, no expiry dates, no harm to the environment.

Request a payment from someone around, or from your contacts

Pay and receive instantly

Totally free of fees and charges

Fees

Fees as low as 0.19%, no chargebacks.
All features are included in the basic plan by default.

1,4% + 20p fee per transaction, no preventions of chargebacks. Additional fees apply for extra features.

Payouts

Instant. Money is transferred account-to-account in seconds.

Payouts are made once a week and include payments processed up to 4 business days prior.

Fraud prevention

Zero fraud, each payment is confirmed with biometric UK bank authorisation. No card details are required, and no bank details are retained.

Credit cards are topping the list with a total of 1.4m fraud cases during the first half of 2021, which equals one fraud every 11 seconds.

User experience and churn

Up to 7x less time and 30x fewer clicks are required to complete checkout with Yotta Pay. Our merchants report a 90% conversion increase on mobile devices.

Cards checkout user experience is outdated, leading to 69% drop-off rates. On top of that, 10-15% of card payments fail regularly.

Other

Complete PCI and SCA compliance, full testing environment, 24/7 technical support, prebuilt add-ons for major e-commerce platforms included.

Complete PCI and SCA compliance, full testing environment, prebuilt add-ons for major e-commerce platforms included.

Churn
Fees
Payouts
Yotta Pay

Fees as low as 0.19%, no chargebacks.All features are included in the basic plan by default.

1,4% + 20p fee per transaction, no preventions of chargebacks. Additional fees apply for extra features.

Fees
Payouts
Fraud
Yotta Pay

Instant. Money is transferred account-to-account in seconds.

Payouts are made once a week and include payments processed up to 4 business days prior.

Payouts
Fraud
Churn
Yotta Pay

Zero fraud, each payment is confirmed with biometric UK bank authorisation. No card details are required, and no bank details are retained.

Credit cards are topping the list with a total of 1.4m fraud cases during the first half of 2021, which equals one fraud every 11 seconds.

Fraud
Churn
Fees
Yotta Pay

Up to 7x less time and 30x fewer clicks are required to complete checkout with Yotta Pay. Our merchants report a 90% conversion increase on mobile devices.

Cards checkout user experience is outdated, leading to 69% drop-off rates. On top of that, 10-15% of card payments fail regularly.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
£0.00
£0.00
£0.00
£0.00
£0.00
£0.00
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Total annual fees:

£0.00

Your payment processor

£0.00

Enter your annual card payments turnover

GBP
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
£0.00
£0.00
£0.00
£0.00
£0.00
£0.00

Enter your payment processor fee

%
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Total annual fees:

£0.00

Your payment processor

£0.00

*according to publicly advertised information of January 2022

Start now